Request COVID-19 National Crisis #billrelief

Recoup helps you easily request one-month relief from your credit card, fitness membership, auto lease, loan, mortgage, and utility bills. Self-service. Free.

Get the app

Bill relief at your fingertips. In minutes you’ll see why we have a near 5 star rating. Now available on web, Apple and Android.

Provide hardship details

Recoup uses bank-level security with 256-bit SSL encryption and read-only access. Rest assured, we take security very seriously.

Take control & thrive

Recoup magically sends you proven telephone, email, chatbot and web scripts. From there, you can request bill relief in seconds.

Work together

Maybe you feel alone. Don't worry. This is something we can get through if we're working together.

You are healthy
I am healthy
We are healthy

Survive suffering

There will be so much unnecessary suffering if we're not looking out for each other. Take the first step. Protect your financial health.

Your needs are considered
My needs are considered
Our needs are considered

Guilt-free relief

This is not beyond our control. We cannot just think about ourselves. Our landlords, lenders, utilities, monthly billers cannot just think about their well-being.

You give up something today
I give up something tomorrow
We prosper together


Arrange a late payment with your landlord, apartment complex, or roommates.


Request your late or modified mortgage payment not be reported to credit bureaus.

Credit Cards

Appeal to your credit card companies to waive late fees and reduce interest payments.


Was your gym, box, or studio closed for an extended period? Let them pay it forward.


Ask to skip loan or lease payments for a month without it affecting your credit.


Prevent electricity, gas, water, and mobile phone service interruptions.

Request #billrelief

Protect your financial health in seconds. Easy. Empowering. Free.

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Payment arrangements are not guaranteed, vary on a case-by-case basis, and are the final decision of your biller. Refunds are not guaranteed, vary on a case-by-case basis, and are the final decision of your financial institution. Recoup makes no representation that we will file a refund claim for any or all fees. We make no representation that we will file claims during any regular interval. The type and frequency of claims filing is at our sole discretion based on our experience and expertise with any number of variables including, but not limited to, your bank, your fee history, and past successful refund history.

If your account does not qualify for a free claim, you may be offered the opportunity to file a claim for a fee, in addition to, commissions on successful refunds.

Security is essential to everything we do at Recoup. Separate access controls are enforced at each layer of infrastructure. Multi-factor authentication is required for access to our infrastructure. All applications and user access logs are stored centrally and monitored. Recoup’s infrastructure regularly undergoes both internal and external network penetration tests, and third-party code reviews. Our technology has also completed a SOC 2 report. Recoup’s platform allows client requests using strong TLS protocols and ciphers. Communication between infrastructure and financial institutions is transmitted over encrypted tunnels. All client communication with banks utilize cryptographically hashed headers and timestamps to verify authenticity.

Third party information provided for product features, communications, and communications emanating from social media communities, email, data and other information available through Riddlic, Inc dba Recoup are meant for informational purposes only and are not intended as an offer or solicitation for the purchase or sale of any financial instrument or cryptocurrency or as an official confirmation of any transaction.

The information provided is not warranted as to completeness or accuracy and is subject to change without notice. Any information about the Recoup platform, e-mails, or any other communications, are meant for informational purposes only and are not intended as an offer, solicitation, or advertisement for Recoup or any goods or services offered by Recoup or third parties. The Recoup website provides its users links to social media sites and email. The linked social media and email messages are pre-populated. However, these messages can be deleted or edited by users, who are under no obligation to send any pre-populated messages. Any comments or statements made herein do not reflect the views of Riddlic, Inc. or Recoup, or any of their subsidiaries or affiliates.

Refunds Final Decision of Your Financial Institution REFUNDS NOT GUARANTEED Refund Amounts Vary